Money & You

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  • 3 Questions to Ask Real Estate Agent Before Signing Contract
    by [email protected] (Larissa Runkle) on October 26, 2021 at 4:00 pm

    Real estate is a rapidly evolving industry, and unless you’re an old hand at buying and selling a house, you might need guidance about how to find the right real estate agent. Where do you start looking for an agent, and how do you go about interviewing them? We’ve compiled the top three questions to This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • Our Step-by-Step Guide to Making a Holiday Budget
    by [email protected] (Susan Shain) on October 26, 2021 at 2:00 pm

    Before you make your holiday shopping list, you need to make a budget. Sure, budget planning isn’t that fun — but with this free budget template, it’s easy! This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • How Much Down Payment Do I Need to Buy a House?
    by [email protected] (Larissa Runkle) on October 26, 2021 at 12:00 pm

    Navigating a house purchase isn’t easy, especially the financing. The first variable in that long equation is the down payment. There are lots of factors to consider about a down payment. The most pressing: How much do you need? Here’s our handy guide to down payments for first-time home buyers. How Much Down Payment Do This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • Here’s How to Negotiate a House Price, Even in a Seller’s Market
    by [email protected] (Larissa Runkle) on October 25, 2021 at 4:00 pm

    When you’re in the market to buy a house, the fun part is browsing listings and touring places in person, imagining yourself in your new abode. The intimidating part: the negotiation. Especially in the current seller’s market. According to a report from Freddie Mac, the housing shortage has recently increased by 52% from 2.5 million This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • 8 Homeowner Expenses to Budget for — on Top of Your Mortgage
    by [email protected] (Nicole Dow) on October 25, 2021 at 2:00 pm

    You’ve spent months — years even — saving up for a down payment for a house. You’ve budgeted meticulously, banking savings whenever you could to make homeownership possible. After reaching that goal, you may feel like the pressure to budget and save is gone. But don’t get too comfortable. Owning a home introduces a new This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • Dear Penny: Can I Afford My Boyfriend Supporting His Parents Forever?
    by [email protected] (Robin Hartill, CFP®) on October 24, 2021 at 12:00 pm

    Dear Penny, My long-time boyfriend and I are both in our mid-20s. He’s supporting his parents financially while living with them and working two jobs. He pays for 85% to 100% of their rent (which is pretty pricey), and for food, utilities and other costs. He also has student debt.  He makes decent money, but This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • The 6 Best Print-on-Demand Sites for Artists in 2021
    by [email protected] (Ciara Ainsley McLaren) on October 23, 2021 at 2:00 pm

    In a perfect world, artists wouldn’t have to worry about making money. They would spend their days creating, and cash would simply appear. Last we checked, we don’t live in a perfect world. But print-on-demand services make it a little bit better by giving creators a way to share their work and let the payments This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • 9 Dangerous Financial Assumptions to Avoid
    by [email protected] (Carson Kohler) on October 22, 2021 at 8:00 pm

    We all have assumptions, but when it comes to managing your money, they can be particularly dangerous. Here’s how to avoid nine common assumptions. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • Trade your Opinions for Cash or Gift Cards By Filling Out Surveys on This Site
    by [email protected] (Quinten Plummer) on October 22, 2021 at 6:05 pm

    This site will pay you for sharing your honest opinion in online surveys. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • 16 Cheap Halloween Car Decorations
    by [email protected] (Robert Bruce) on October 22, 2021 at 4:00 pm

    We’ve already told you about cheap Halloween decorations for your house. But what if you’re more of a trunk-or-treat, turn-the-car-into-a-Halloween-ghoul type of person? Well, we’ve got you covered there too. Whether it’s fake limbs hanging from your trunk, or a full-on trunk or treat car theme that won’t spook your bank account, we’ve scoured the This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • What to Know About the Public Service Loan Forgiveness Overhaul
    by [email protected] (Robert Bruce) on October 22, 2021 at 2:00 pm

    A segment of student loan borrowers recently received some good news thanks to a major overhaul to the Public Service Student Loan Forgiveness program. The Department of Education announced this month that up to 550,000 borrowers will see “accelerated forgiveness” of their loans, and that would mean immediate loan forgiveness for tens of thousands. But This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

  • 7 Money Lessons You Didn’t Learn In School
    by [email protected] (Mike Brassfield) on July 7, 2021 at 8:00 pm

    In school, they’ll teach you all the math you can handle. But here are seven money lessons you didn’t learn that could be costing you thousands a year. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

 

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